Telegraf.Money Financial Messenger has issued a cryptocurrency

Telegraf.Money, a financial instant messenger with integrated VISA/MasterCard cards, specializing in p2p-credits, money transfers from card to card, announced the release of its own cryptocurrency.

In near future, users wishing to buy a messenger crypto currency will be able to take part in the test sale of DEBIT Coin coins — cryptocurrency.

Own cryptocurrency will help tighten messenger users in the process of transactions between them, both financial and commercial.

To earn DEBIT Coin will be in the form of interest on decentralized loans and deposits from embedded cards, crypto currency mining, as well as on various services provided by community members.

The released DEBIT Coin tokens are tied to the VISA/MC cards embedded in the messenger, i.e. The holder of crypto-currency will be able to pay it off from his virtual or plastic card. Currently, the conversion rate is set by Telegraf.Money itself, then the coin value will be tied to the weighted average rate on the exchanges trading with the token. Thus, the owners of the tokens will be able to use them for purchases without cashing through the exchange.

Telegraf.Money messenger is available on Android/iOS/Windows/MAC devices, also in the Web version.

In 3 months it is planning to integrate multi-wallet into the messenger, where participants can store any crypto currency (Bitcoin, any altcoins and all ERC-20 tokens), an exchanger on the Shape Shift platform. Telegraf.Money plans to launch a messenger exchange where participants can exchange crypto-currencies among themselves, and also change them to fiat and electronic money.

There are also encrypted text and audio messages, audio and video calls, group conferences, task-organizer — today people often spend their entire day in instant messengers and it is very convenient to plan there all their business with reminders. Using Telegraf.Money it will be possible to communicate, transfer money and make financial transactions with subscribers of other instant messengers: Skype, Facebook Messenger, Telegram.

A total of (one billion) tokens are released, on the Ethereum blockchain compatible with the ERC-20 standard, ie DEBIT Coin will be able to transfer through any E-wallet a wallet that supports this standard.

The offer of crypto currency will be available to users of the messenger and their partners. The minimum purchase amount of tokens will be $10, the maximum $100.000. The payment will be accepted both through the payment cards integrated into the messenger and by popular electronic payment systems using the exchange partners and the crypto currencies BTC, DASH, LTC, ETH and EMC.

Participants who took part in the test-deposit receive a plastic card free of charge*, also for the first half year the bonus is the withdrawal of cash from the card and purchases without commission.

Each token buyer worth $500 will receive a Free DEBIT Coin Gold — a multi-currency wallet for storing up to 5 keys from the crypto currency Bitcoin, Ethereum, Litecoin, Namecoin, Dash.

Your wallets will be reliably protected from viruses, malware and blocking.

Multi-proof DEBIT Coin Gold wallet is the safest wallet for your crypto currency. It provides you with the best protection, so anyone who is not even familiar with the market can encrypt a person, can reliably protect their crypto assets.

What is DEBIT Coin

Token DEBIT Coin (DBC) is a decentralized crypto currency for performing any operations between community members, replenishing VISA/MC cards tied to the Telegraf.Money messenger, for issuing and receiving short-term loans on the block, creating smart deposits, accepting and sending payments Between users of the messenger.

The DEBIT Coin tokens are issued on the Ethereum blockchain contract. Tokens can be used for any purchases from VISA/MC cards, withdrawal of cash, international transfers to anywhere in the world, sell on the exchange, exchange offices.

Distribution of DEBIT Coin tokens

As part of the test sale, the distribution of tokens will take place for a maximum of 29 days, starting July 10, 2017 from 12:00 GMT.
10.000.000 (ten million) tokens, representing 1% of the total emissions, will be distributed according to the schedule below:

  • 1.000.000 (one million) tokens are sold within 3 days, starting July 10 from 12:00 to GMT to July 13 11:59 GMT. The minimum value of the token is set at $0.10
  • 1,000,000 (one million) tokens are sold for 4 days, starting July 13 from 12:00 to GMT on July 16 11:59 GMT. The minimum value of the token is set at $0.15
  • 3.000.000 (three million) tokens are sold within 10 days, starting from July 16 from 12:00 to GMT to 26 July 11:59 GMT. The minimum cost of the token is $0.20
  • 5.000.000 (five million) tokens are sold within 15 days, starting July 26 from 12:00 to GMT to August 10 11:59 GMT. The minimum value of the token is $0.25

At the end of each period mentioned above, a certain number of DEBIT Coin tokens will be distributed proportionally among all buyers, depending on the total amount of funds contributed (in USD on the day of allocation) made during these periods, as follows:


  1. 100 DEBIT Coin tokens are available for sale during the period.
  2. Alex contributes 20 dollars, and Maria during the period makes 5 dollars.
  3. A total of 25 dollars were paid for 100 DEBIT Coin tokens for this period, 1 DEBIT Coin token will be distributed for every $0.25. So Alex gets 80 DEBIT Coin tokens, and Maria gets 20 DEBIT Coin tokens.

In the event that a consignment of coins is sold before the minimum set period, this lot is added the number of coins from the next batch to the lower value, until the deadline ends, and so on.

* Card delivery is paid separately




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